Terms & Conditions
These Terms & Conditions explain how you can use the Ridgeline Insurance website and services. We’ve kept it simple — no jargon, just clarity.
Using This Website
You can browse, read, and use the content for personal information and guidance only. Nothing on this site is financial advice for your specific situation — always get tailored advice from a qualified adviser (like me).
Our Services
Ridgeline Insurance provides independent financial advice. Any information on the site is general guidance and may not cover your individual circumstances. Using the site or contacting us does not create a client-adviser relationship until a formal agreement is in place.
Third-Party Links
Some pages may link to other websites. We don’t control these sites, and linking does not mean we endorse their content. We aren’t responsible for anything that happens on third-party sites.
Intellectual Property
All text, images, graphics, and branding on this site belong to Ridgeline Insurance unless otherwise stated. You may view, read, or download content for personal use only. Copying, distributing, or commercial use without permission is not allowed.
Accuracy of Information
We try to keep all information current and accurate. However, things change — insurers, policies, and legal requirements evolve. We don’t guarantee that all content is complete, current, or error-free. Always check details with a qualified adviser before making decisions.
Limitation of Liability
Using this website is at your own risk. Ridgeline Insurance is not liable for any loss or damage arising from your use of the site, including decisions you make based on the content here.
Contact
If you have questions about these terms or anything on the site, please contact us.
Changes to Terms
We may update these Terms & Conditions occasionally. The latest version is always posted on this page.
Last updated: 18-February-2026